How to Apply For BOB Credit Card Online: Being a customer of Bank of Baroda you don’t need to worry about Credit Card. As in this article, we are giving you full information regarding credit card even we are going to describe in this article about “How to apply for BOB credit card’ using online BOBIBANKING. So if you are searching for the application procedure then follow given the procedure.
All the customer know that credit card is one of the important sources, which helps customers to complete the transaction. On the other hand, it helps customers to make payment if you ever forget to carry case with you. While you are going to purchase something then, a credit card is very useful for you to make payment. A credit card has the most important feature which helps you to transfer the balance and withdrawing money as well.
You can use it to get money from any ATM anytime and anywhere according to your need. So, if you want to avail of such facility and want to apply for a credit card then you are making a right decision. Credit has limited value to spend the limit of your credit card accordingly. The seeker can also apply for this fantastic facility through using net banking service of BOB.
- What is Credit Card?
- Eligibility for BOB Credit Card
- Steps to apply for BOB credit card online
- Information to be provided in BOB Credit Card Application Form
- Required Documents for applying for BOB Credit Card
- Benefits of BOB Credit Card
What is Credit Card?
Today we have to know actually what is credit card and how it can be beneficial for you what all you can do with the help of it. So, a credit card is small plastic money issued by a bank which gives you an option to purchase goods and services on credit. These days many of people prefer and preferring plastic money over cash because credit cards come with plenty of unmatched features and privileges.
The credit card has become a great part of everyone’s life even people are willing to use it. Because at the time of dining out from restaurants to booking your favourite international flight ticket etc can make payment with the help of credit card. You can use your credit card for anything that you want and as you would like to use it.
It allows you to do many things which make your work, journey, shopping, booking, purchasing etc everything. This is credit card which helps you to do every work very easily and within in few minutes as soon as possible. Having no money in your pocket you can keep millions and go anywhere freely being case less.
You never need to worry about your money having a credit card, you don’t have to carry any amount anywhere if you have a credit card. In which you can have a great amount which will help you to do whatever you want. There is one more condition which, if you are having a credit card then you will have to pay a charge on the annual and joining fees of a credit card.
Must Read Before Applying Bank of Baroda Credit Card
Whoever customer wants to apply for an online credit card, they must remember that there are some eligibility criteria which you should meet to apply for BOB Credit card. so first there is a simple condition that it is necessary for you to have an existing account with Bank of Baroda and it is the first and compulsory requirement to apply for credit card. So, if you want to apply for
- Bank Account: So first there is a simple condition that it is necessary for you to have an existing account with Bank of Baroda and it is the first and compulsory requirement to apply for credit card. So, if you want to apply for a credit card to avail the benefits of it then take a step and open your account in Bank of Baroda.
- Cibil Credit Report / Credit Score: You must check your Credit Score before applying for BOB Credit Card. There are many websites where you can check your credit card score for free, paisabazaar.com is one such website where you can check your credit score.
- Terms & Condition: Afterward here in this bank you will see all required facility what others are availing by using a credit card. Meanwhile opening an account in Bank of Baroda you can ask about credit card and if according to Bank’s terms and conditions you found eligible to provide credit card then they will allow you to apply for it.
Note: If the bank will provide you credit card then it will be your responsibility to keep your credit card Card with you. If unfortunately, you become careless then you may have to encounter an unacceptable loss.
Steps to apply for BOB credit card online
Follow the mentioned instruction sharply:-
Now we are going to provide you with some simple steps so that you may easily apply for credit card. You also have to follow steps according to images which will make your steps very easy. Kindly don’t be in hurry first look on images and written examples, what and where you are asking to choose and click on then take a step.
We have mentioned very easy steps to apply for a credit card so that you may not have to face any hindrance. Now it is time to follow below-mentioned steps and apply for an online credit card to avail as soon as possible. Check out the steps:-
- First, visit the card site of Bank of Baroda as it is bobcards.com
- Then, click on “Apply Now!”
- Thereafter, a new page will display on your computer screen there will get an option named “Download Application Forms” which is on the right side under Apply Now click on it.
- Now, “Download” page will open where you have to click on “Credit Card Application Form” and download it.
- After that, you need to fill the BOB Credit Card Application Form
- Then, duly fill the form of “Credit Card Application Form” without making any error and submit it to the base bank branch of Bank of Baroda.
Important Link: – To download credit card application form use link or you can download it from here also.
Information to be provided in BOB Credit Card Application Form
- Your Full Name
- Your name, As you would like to have on card
- Mother’s Maiden Name
- Father’s Name
- Spouse Name
- Applying for (Principal Card or Add-on or Both)
- Mobile No. of Spouse
- Date of Birth
- Marital Status
- If Married then DOM
- No. of dependents
- AADHAR Number
- Educational Qualification
- ADD-ON cards
- Bank of Baroda account details
- Other Card Detail (if have any)
- Other Bank Account Detail (if have any)
- For verification Relative/Reference Name
- Nomination for primary applicant
- Paste Colour photograph
Documents Required for applying for BOB Credit Card
The following document will be required for applying for BOB Credit Card:-
- Identity Proof: You must attach a copy of either PAN Card, Password, Aadhaar Card, Voter’s ID card or Driving license
- Income Proof: Also, you have to submit the income proof i.e. ITR, Form-16 or salary slip
- Address Proof: It can be either a copy of Electricity Bill, Telephone Bill, Bank Passbook or Passport
- Copy of Pan Card: It is also important for you to provide a copy of PAN Card
- Bank Statement: You have to attach a copy of last 3 month’s bank statement
- Color Photograph: You must provide recent colour Photograph
Benefits of BOB Credit Card
What all benefits you will be able to obtain having a credit card have been mentioned below. Where you will come to know what all you can do with a credit card. You may also get many benefits of a credit card not only bank will provide you but also others such as doing online shopping, booking tickets etc will provide you with some percentages in actual amount. So, kindly read below details to know benefits.
- When you apply for a credit card then bank offer a welcome gift to all new customer once the card is issued to them. This gift can be in the form of bonus points, gift vouchers, discounts etc.
- All credit cards have a reward program, which allows all customers who are having a card to earn reward points on various transactions; Customers will be able to make using your card.
- There are certain credit cards that offer cash back benefits to the customers. The amount of cash back depends on card provider.
- All the cardholder customers can enjoy life style benefits on their credit card. Lifestyle benefits include, dining, shopping, entertainment, golf, wellness etc.
Note: For more information, you may visit the official website or bookmark this page to know latest updates.